All Terrain Capital

Services Offered

  • debt funding

Purchase Price Range

  • Loans between 10-50 thousand dollars can be approved the same day if you are a great communicator.
  • Loans over 50 thousand dollars require comps, 6 months of bank statements and last year’s tax return.

Land Funding Terms

  • Photo ID
  • LLC Articles and Operating Agreement
  • Signed Purchase Agreement
  • Any relevant information about the property, market, and exit strategy
  • If borrower does not repay loan on time: The interest and fees accumulate. At 180 days the borrower is in default and can transfer ownership of the property to resolve the debt. This is called deed in lieu of foreclosure. (If the property doesn’t sell in 6 months, can extend the loan, or consider other options).
  • There is a $1,000 processing fee, paid at closing.
  • There are no monthly payments due until the property is sold.
  • Rate calculator here.

Additional Info

Not every land investor is a match for our mission. We are on a mission to empower experienced land investors to use leverage to increase the velocity of their business. When an experienced land investor has systems in place to create more deals than cash to fund the deals, this is a good sign.

All Terrain Capital exists to help experienced land investors use leverage as a strategy to do more deals. ATC is the culmination of decades of lending experience with a fresh approach to serve land investors. Before forming ATC, Brad flipped land and funded deals from his retirement accounts. It only took a few high volume borrowers to deploy most of the retirement funds. In 2021, Brad decided to deploy investors’ capital from friends and family to scale up as All Terrain Capital. We’ve each funded countless deals from raw land, single family, and various commercial projects. All Terrain Capital is here to fill an underserved and overlooked need- short term financing for the purchase of raw land.

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