Compare Land Funding Partners

Our online land funding partner comparison tool allows you to evaluate funders side by side

Services Offered

Purchase Price Range

Land Funding Terms

Requirements For Land Deal Submissions

Response Time For Deal Feedback

Funding Track Record

Website

Primary Contact

Phone

Email

Additional Info

How to compare land funders using our side-by-side tool

To compare vacant land funding partners well, the key is to identify the terms and offerings that are most important to you, and to choose a funder you can build a mutually trusting relationship with. In our experience, there’s no such thing as a “best land funding partner for everybody” – but every land investor can find a funder that’s right for them. The best land funder for you might be an experienced equity funder who requires a higher split, but eliminates your personal risk. Or it might be a hard money lender that you’d need to qualify for with a proven track record, but allows you to pursue deals with tighter margins. Or maybe you just need transactional funding for a double-close.

Our online land funding partner comparison tool allows you to evaluate funders side by side. You can compare equity funders against each other, for example, or compare different types of land funders to see which appeals to you more. Our tool lets you compare two funders at once on the mobile version of our site, or build a three-funder comparison table to make a decision faster on the desktop version of our site.

When you select a certain tag (e.g. Equity Funders), the tool will filter the land funders that fit that criteria.

Compare land funding partners on these fundamental traits

As mentioned above, there’s no such thing as a “best land funding partner for everybody”, but we carefully compiled our research into the industry, looking at features such as:

  • Simplicity to work with
  • Responsiveness
  • Professionalism
  • Capital Available
  • Range of Services Provided
  • Industry Reputation
  • Track Record

We attempted to take all of these factors into account in a fair and balanced manner, though we stress that our rank ordering shouldn’t be taken as gospel, and you may need to work with several different land funding partners in order to find the best fit for your business specifically.

The ability to deploy capital quickly is critical in this industry. And land funding partner can draft a term sheet, but not all can close in a timely manner. 

Make sure you choose a land funder that has the amount of capital required for the deal you are seeking funding for, and has the track record to prove they won’t leave you hanging at the closing table with the seller you worked so hard to negotiate with.

Generally, equity funders will fund 100% of the deal, and require ~30-50% of the gross profits on a deal, at the time of disposition. Some equity funders offer a time-gated approach, as in the land investor earns a higher percentage of profits the faster a deal sells. Some funders have a flat split, and many funders will require a higher split in their favor when the capital requirements are higher for a deal.

Debt funders often require a monthly payment for funds loaned to a land investor, and may participate in the profit on individual deals. A proven track record and collateral is often necessary to qualify to work with a debt funder.

Many transactional funders require a minimum fee on funds loaned, and the fee percentage may change based on total capital required and how long capital is held in escrow.

How easy is it to submit a deal to a land funding partner?

Most require a signed purchase agreement, and some may only need the parcel ID, county, purchase price and closing date to get started with due diligence.

Others may require a more extensive diligence package to be filled out, and/or need written realtor CMA’s or opinions of value provided before the funder works on a deal.

Debt funders may require a credit history of the land investor, personal/business tax returns, and/or an audited track record of your land business before approving a loan to you.

The most widespread form of funding in the land industry, generally equity land funding partners will pay 100% of the purchase price of the property, take title, and split the gross profits at the point of disposition.

Since equity funders usually take all of the capital risk in a deal, they are often experienced land investors with the ability to assist on diligence of the property, line up a title company, and handle disposition, whether through their own channels, and/or by working with a local realtor.

Land funding partners who provide equity often require the purchase price of the property to be ~50% of market value, to justify the capital risk.

Equity funders eliminate the personal risk for land investors and allow those investors to pursue higher-value deals without tying up capital that they may or may not have.

Many land funding partners are interested in funding subdivide deals, specifically minor subdivides, though the capital required is often higher than typical one-parcel flips.

In a high-interest rate environment, not many land investors will qualify for debt lending, so equity funding is more common.

Some equity funders are able to assist directly with the subdivide process, lining up engineering and utility work, or conversations with the county, while others might take a more passive approach if the land investor has a track of navigating the subdivide process.

Some funders are open to pursuing higher-value deals if the seller is willing to hold debt on the deal, in order to avoid a 100% cash outlay.

Some funders offer capital specific to entitlement expenses, generally related to major subdivide deals.

These funders may simply provide lending for the entitlement fees, or they may also participate in the deal directly, depending on the scenario.

Generally, funding entitlement costs comes in the form of a loan.

Debt funding is generally reserved for more experienced land investors with a proven track record, and collateral to support the loan.

Some debt funders will only look for a set interest rate on their funds, usually paid on a monthly basis, while some may also require an upfront fee, and/or additional percentage payments for each asset sold that utilized the debt provided.

While the upside may be higher for land investors to use debt funding, it is more complicated to qualify for, capped from a collateral standpoint, and adds personal risk to the land investor if the market turns and deals/returns decline.

Reserved for same-day or double closes, transactional funding is ideal for land investors who market properties on behalf of land sellers, and take a smaller spread on the deal.

Many transactional funders require a minimum fee on funds loaned, and the fee percentage may change based on total capital required and how long capital is held in escrow.

Some land funders will pay an assignment fee to land investors, in a wholesale manner, in order to purchase and then market a property outright, without a profit split at the end.

This is ideal for land investors who want the quickest turnaround on qualified leads, but also represents the pathway with the least upside from a profit perspective.

Using this website

Our online land funding partner comparison tool allows you to evaluate funders side by side.

When you select a certain tag (e.g. Equity Funders), the tool will filter the land funders that fit that criteria, populated in rank-order based on the reputation and track record each funder brings to that specific tag. When a certain tag is selected, the search bar will also only populate the funders that are marked with the chosen tag.

Links (when available) will open in a new tab.

Depending on whether you are viewing the site on mobile or desktop, if the comparison table is filled, you will be prompted to remove at least one of the land funding partners in order to add another one to the comparison table.

This page provides the total list of land funding partners in a horizontal scrolling fashion, for land investors who would like to review the details of every funder in an expanded format.

The website, primary contact person, phone number, and email of all the land funding partners are provided in an easily scrollable list for land investors who want to quickly reach out to funders to pitch their deal.

To note, not every funder has a website, phone number, email, so that info is only provided when available.